26
Apr 2012

Does my payment history drop off my credit after 2 years?

(Mindy from Oklahoma) My credit report shows my payment history for 2 years for my credit card. Does this mean that it drops off my credit after 2 years?

Mindy, some credit reports will display your recent payments going back a couple of years on your credit report. Even so, your payment history is factored into your credit score for up to 7 years on that credit card.

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