The Directors of Vision Credit Education, Inc. welcome you to understand the intricacies of credit. We are pleased to provide you with this unique learning environment that combines the expertise of our most knowledgeable volunteer contributors. Over time, you will get to know us by the specialties of our content as well as by our expanding viewpoints on trends in credit and finance.
Credit is an amazingly important concept. We titled this blog as Credit and Debt, and for one simple reason. The purpose of credit is to obtain debt. Debt is not necessarily a bad thing, and we need credit in order to buy the things we want but cannot yet pay for. A modest automobile purchase without credit may at times be possible for many of us, but a home purchase likely is not. Most college experiences require some use of credit.
For these reasons, your ability to gain and utilize credit can help you build wealth through homeownership, finance an automobile to help you go to work, or finance a college education to increase future earnings. All are important investments that can help you lead a more productive life.
We will post content from time to time that will examine the beneficial and detrimental uses of credit. We will explore the nature of credit, the factors that affect credit and the trends of creditors, lenders and debt collectors. We invite your comments (no spam please!) and may periodically address your questions or comments in subsequent postings.
We will attempt to continue making this information publicly available as is required by our charter and tax-exempt status. We want to make sure you have access to the information that we believe is beneficial for the public good. Together we can help spread good credit use techniques and improve the use of credit throughout under served populations.
Thank you for visiting and be sure to bookmark this site. We hope to see you again soon!
