(Ask a Question) I have serval credits with low balances that I can pay, but I have one that is huge that I cannot afford their min payment. Can I just do debt settlement on this one without going through my whole financial life. (more…)
Credit and Debt Blog
A Service of Debtors Unite, Inc.
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Archive for the ‘Credit Counseling’ Category
Do you Offer Credit Counseling Services Relating to Payday Loans?
(Deanne from Wisconsin) Do you offer credit counseling services relating to payday loans? (more…)
How Much Does Bankruptcy Counseling Cost?
(Alexander from Pennsylvania) What is an approximate fee to take a credit counseling course as a requirement to file for bankruptcy? (more…)
Ask Ken Your Financial Questions
When you are looking for an answer to a very specific question, it may sometimes be difficult to find exactly what you are looking for. That is because your situation is unique, and most other situations that you read about are just not the same as yours. Now you can ask your questions directly. (more…)
Ohio Credit Counseling Hotline
A hotline has been set up for Ohio residents that need to speak with a credit counselor immediately. The hotline is staffed by trained counselors that are both Accredited Credit Counselors and Accredited Financial Counselors. This should expedite the process for Ohio residents that are seeking debt relief, especially considering the long delays at some agencies in responding to requests for help. (more…)
Maryland Senate Allows For-Profit Credit Counseling
After years of haggling by both sides, the Maryland state Senate voted to eliminate the nonprofit requirement for credit counseling organizations. If approved by the House of Delegates, it will open the gates for companies looking to profit at the expense of Maryland debtors. (more…)
Chico State Offers Student Credit Counseling
Students are the primary target of credit card issuers seeking to expand their membership. As evidenced by studies conducted by Sallie Mae, credit card debt held by students continues to rise.
A unique program offered at California State University, Chico provides credit counseling to students. It is known as Credit CATS, or Credit Counseling Aimed Toward Students. (more…)
Choosing a Credit Counselor
Choosing a reputable credit counseling agency is about to get easier. Consider these tips when deciding which credit counseling agency will best be able to help you improve your financial situation. (more…)
IRS Revokes Charity Status of Hawaii Credit Counseling Service
Hawaii residents searching for debt relief find they have few options when it comes to credit counseling. That list got even smaller when the Internal Revenue Service revoked the tax-exempt status of Hawaii Credit Counseling Service in early 2007. (more…)
Quickest Way Out of Debt
The quickest way out of credit card debt is to dramatically cut your interest rates. There is no other factor that matters as much as the rate in which your finance charges are compounded. So how do you eliminate credit card debt? Here’s how. (more…)
