Credit and Debt Blog

(Terrie from Ohio) I have 4 credit cards that I settled with this past year and I did a short sale on my house. I am trying to bring up my credit score. If I pay on the credit cards so they will say paid in full instead of settled on will this improve my [...]

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A hotline has been set up for Ohio residents that need to speak with a credit counselor immediately. The hotline is staffed by trained counselors that are both Accredited Credit Counselors and Accredited Financial Counselors. This should expedite the process for Ohio residents that are seeking debt relief, especially considering the long delays at some [...]

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When selling books in southeastern Ohio as a student trying to pay for college expenses, I noticed the stark disparity between opportunities available to rural or urban populations. So many of the residents of the rural countryside were stuck between a rock and a hard place. The jobs were leaving, but they could not find [...]

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With all of the mortgage delinquencies that are occurring, many lenders have been quick to foreclose on properties as an attempt to stem their losses. However, there are also social problems that are causing lenders to allow homeowners in default to stay in their homes until they sell. This is what is happening:

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In February, the Arkansas state Supreme Court declared that payday lending fees are indeed interest, and are thus subject to the state interest rate limit of 17%. Now Attorney General Dustin McDaniel is ready to enforce it.

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No, Slavic Village, Ohio is not the scene for the next Hollywood teenage drama. Far from it. Instead, the 44105 zip code has the dubious distinction of leading the nation in foreclosures. It doesn’t end there either.

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