Credit and Debt Blog

(William from New York) How do you remove a paid debt from your credit report?

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(Michael from Texas) How can I see my credit report if I do not have a credit card?

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When you are looking for an answer to a very specific question, it may sometimes be difficult to find exactly what you are looking for. That is because your situation is unique, and most other situations that you read about are just not the same as yours. Now you can ask your questions directly.

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The volunteer income tax assistance (VITA) program has been popular with low and moderate income taxpayers for years. One firm has changed the rules by matching eligible taxpayers with asset-building programs. Instead of simply filing a free tax return, taxpayers are also treated to two of their credit scores. They can find out if they [...]

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One of the newest major projects undertaken by Fair Isaac Corporation is a medical version of a credit score. Since medical bills are not repaid with the same regularity as other bills, this new tool is seen as a way to provide greater predictability of repayment to medical service providers. Affectionately known as MedFICO, this [...]

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If you have ever pulled your credit report, you may have noticed inquiries that show up as “AR” or Account Review. Don’t worry–these don’t count against you as hard pulls. So what are Account Review inquiries? In short, these are attempts by your creditors to invoke the universal default clause in your card holder agreement.

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