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Entries Tagged as 'Ask a Question'

How do you remove a paid debt from your credit report?

September 2nd, 2010 · No Comments

(William from New York) How do you remove a paid debt from your credit report?

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Tags: Ask a Question · Credit Reports

How Much Does Bankruptcy Counseling Cost?

August 25th, 2010 · No Comments

(Alexander from Pennsylvania) What is an approximate fee to take a credit counseling course as a requirement to file for bankruptcy?

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Tags: Ask a Question · Bankruptcy · Credit Counseling · Eliminate Debt

I Cannot Make Minimum Payments Due to Job Loss

August 24th, 2010 · No Comments

(Yvonne from North Carolina) my husband and i have about $15,000 in credit card debt. i lost my job & his hours have been cut so much so that we cannot make even the min. payments. interest rates & finance charges are outrageous.  HELP, What do we do ?

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Tags: Ask a Question

I Changed My Mind on Debt Settlement–How Can I Cancel?

June 29th, 2010 · 1 Comment

(Rolf from Florida) Today I signed a debt settlement agreement on the internet, THEN read about the pitfalls. How can I get out of the agreement before any payments are autmatically withdrawn?

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Tags: Ask a Question · Debt Settlement

Will the 7 Year Time Limit Start Over After Paying Old Debt?

May 3rd, 2010 · 1 Comment

(Tomi from Texas) I have paid off all creditors, original and collection agencies, based on info on all 3 credit bureaus. Will the 7 year time limit start all over again now that I have paid in full all my bad debt?

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Tags: Ask a Question · Credit Scores · Eliminate Debt

Sued By Creditor While on Debt Settlement Plan

March 22nd, 2010 · 2 Comments

(Isma from Texas) last year i entered an agreement with ghs solutions. i am being sued by citi bank. i have come up with the money that citi bank will settle with. How do i go about doing away with ghs solutions and if i do that will i lose the money that has already [...]

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Tags: Ask a Question · Consumer Protection · Debt Settlement · Eliminate Debt

Who Provides Settlement Loans?

March 18th, 2010 · No Comments

(George from Indiana) Do most banks and credit unions front negotiated settlement pay offs with a substantial down payment or are they not looking to attract this kind of business? In other words are the ones that will do a settlement loan hard to find?

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Tags: Ask a Question · Debt Settlement

How Can I See My Credit Report If I Do Not Have a Credit Card?

September 28th, 2009 · 3 Comments

(Michael from Texas) How can I see my credit report if I do not have a credit card?

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Tags: Ask a Question · Credit Reports

Since I Settled My Own Debt, Can I Get My Debt Settlement Company Fees Back?

August 30th, 2009 · 3 Comments

(Ruth from Maryland) I signed up with a debt settlement company in Jan 2009. I have settled 90% of my debt myself and want to get back my $11,000 from the company.Do I have any legal recourse? I am 65 years old and this is the first time this has happened in my family.

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Tags: Ask a Question · Debt Settlement

Do Lenders See a Different Version of Your Credit Score?

August 17th, 2009 · No Comments

(Juan from New Jersey) Does your credit score get rated differently when buying a car verse a what you might see on the internet?

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Tags: Ask a Question · Credit Scores