Credit and Debt Blog

Vision Credit Education, Inc.: Your Nonprofit Credit Counseling Organization

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Entries Tagged as 'Debt Management'

Ohio Credit Counseling Hotline

March 19th, 2009 · No Comments

A hotline has been set up for Ohio residents that need to speak with a credit counselor immediately. The hotline is staffed by trained counselors that are both Accredited Credit Counselors and Accredited Financial Counselors. This should expedite the process for Ohio residents that are seeking debt relief, especially considering the long delays at some [...]

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Tags: Credit Counseling · Debt Management · Eliminate Debt

Payoff Bills

February 1st, 2009 · No Comments

Each month, you probably receive several bills in your mailbox or email inbox. Some are inevitable such as utilities and rent and/or mortgage, but others you wish you could get rid of. There are several different routes you can take in order to payoff these bills.

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Tags: Bankruptcy · Debt Management · Eliminate Debt

Quickest Way Out of Debt

December 17th, 2007 · 2 Comments

The quickest way out of credit card debt is to dramatically cut your interest rates. There is no other factor that matters as much as the rate in which your finance charges are compounded. So how do you eliminate credit card debt? Here’s how.

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Tags: Credit Counseling · Debt Management · Interest Rates

Does Credit Counseling Affect Credit?

November 16th, 2007 · No Comments

I hear some people say that credit counseling is just like bankruptcy. Others say that you cannot get a loan if you are on a debt management plan. There is so much incorrect information being discussed, and regrettably, it is often by professional mortgage loan officers and bankers. Let’s bury the hatchet on those old [...]

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Tags: Credit Counseling · Debt Management · Mortgage Qualification